Stonebraker McQuary Insurance
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Welcome to Stonebraker McQuary!

Stonebraker McQuary is committed to excellence in providing peace of mind to our customers throughout the Lewis-Clark Valley, the Camas Prairie, the Palouse, and Spokane.

Whether you are looking for personal insurance, business coverage, or agricultural insurance, we are here to help you find the best value and a policy that is right for you. Our agents are experts in personal and business insurance needs, farm and crop insurance, contractors and bonding, commercial aviation, individual life and health insurance, and employee benefits and investments.

Give us a call or Get an Insurance Quote. You'll be glad that you did.

NEW! E-Newsletter

In addition to the quarterly print newsletter, Stonebraker McQuary is now sending an e-newsletter every other month with even more updates and stories. Click here to sign up.

 


Is That Detached Structure Really Insured?
A homeowners policy usually provides coverage for detached structures, such as a garage or shop building, equal to 10% percent of the value of the home. But if that detached building is used for business in any way, there is no coverage; even incidental use like storing business equipment or inventory. Business use is some activity where you make money or make a trade in value for your service, even if there are no customers visiting the premises. The same exclusion applies to a detached structure which is rented for residential purposes, like a guest house or apartment. That small business requires special insurance to cover the building, equipment, inventory and liability exposures. So if you are painting cars, building birdhouses, a contractor, or have an apartment, office studio, school, day care, etc. You need special insurance. Give us a call to get a quote today.

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