Business Insurance
Whether your business is large or small, Stonebraker McQuary Insurance has the products to meet your needs. Every business and industry is unique; we identify ways to properly insure the unique hazards of your business. As business owners ourselves, we understand businesses need special protection to prosper.
Stonebraker McQuary Insurance offers more than just insurance. We offer:
- Loss Control Programs: We can evaluate your business's current conditions and recommend ways to lower property, auto, workers' compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
- Safety Meetings
- On-Site Insurance Presentations for Employees
- Types of Insurance: We offer professional liability, worker's compensation, employee benefits, employment practices and commercial umbrella policies. Contact a friendly Stonebraker McQuary Insurance agent to help you determine which are right for your business.
- Quick Claim Response: When you have a claim, you need fast, fair service. As independent agents, we work hard to make that happen. That's why we only represent companies with excellent records for settling claims fairly and promptly.
- Competitive Rates: Many of the insurance companies we represent specialize in insuring specific types of businesses or industries in order to offer special coverage and pricing. To see if your business qualifies for one of these special programs, contact a friendly Stonebraker McQuary Insurance agent for more information.
See what Stonebraker McQuary can do for you.
We'd like to be your complete insurance company. We invite you to visit with your friendly Stonebraker McQuary Insurance agent today to find our more about our comprehensive line of insurance products.
Workers’ Compensation
Establish an Early Return-to-Work Program with Light Duty Tasks
When an employee is injured on the job, everyone wins if you set up an Early Return-to-Work program (ERTW), and most insurance companies will assist in setting up your ERTW. Start at the beginning and set your company goal as a ‘zero-accident culture’. Begin by assessing the overall program by identifying workplace deficiencies and unsafe activities. Invite your insurance company to visit your business, tour the premises, and discuss how they handle claims and take care of injured workers.
Create a job bank of modified duties that injured workers can safely perform until they fully recover from their injuries. Doctors can assess those job banks and determine which tasks a recovering worker can do – and when. Preventing or minimizing lost time from work results in higher employee morale and productivity. Focus on work site safety and injury prevention, as well as what can be done to get injured employees back to work as soon as possible. Your workers’ compensation insurance company has claims staff that will work with you and will stay in close contact with you in order to increase the focus and awareness of ERTW once a claim occurs.
An ERTW program is good for employee morale by providing temporary jobs structured around an employee’s physical restrictions, skills and capabilities. This minimizes costs and lost productivity and shows interest in the employee’s well-being.
Establish an Early Return-to-Work Program with Light Duty Tasks
When an employee is injured on the job, everyone wins if you set up an Early Return-to-Work program (ERTW), and most insurance companies will assist in setting up your ERTW. Start at the beginning and set your company goal as a ‘zero-accident culture’. Begin by assessing the overall program by identifying workplace deficiencies and unsafe activities. Invite your insurance company to visit your business, tour the premises, and discuss how they handle claims and take care of injured workers.
Create a job bank of modified duties that injured workers can safely perform until they fully recover from their injuries. Doctors can assess those job banks and determine which tasks a recovering worker can do – and when. Preventing or minimizing lost time from work results in higher employee morale and productivity. Focus on work site safety and injury prevention, as well as what can be done to get injured employees back to work as soon as possible. Your workers’ compensation insurance company has claims staff that will work with you and will stay in close contact with you in order to increase the focus and awareness of ERTW once a claim occurs.
An ERTW program is good for employee morale by providing temporary jobs structured around an employee’s physical restrictions, skills and capabilities. This minimizes costs and lost productivity and shows interest in the employee’s well-being.
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