Home Insurance
Your home is probably your most valuable asset, both as an investment and as your sanctuary in a hectic world. As such an important asset, it makes sense to protect it with the right insurance. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Coverage availability and prices may vary by company. We can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
We offer the following types of home insurance:
- Home
- Cabins and Condos
- Personal Property
- Guns
- Fine arts
Depending on the company you choose, you can get discounts for:
- Having a burglar alarm
- Having a newer home
- Being claim free in the past
- Insuring your vehicles with the same company
Other advantages you could enjoy include:
- Repair Guarantees
- 24-Hour Claims Hotline
- Flexible billing - including coordinating with your mortgage company
- Living expense if your home becomes uninhabitable due to a claim
See what Stonebraker McQuary can do for you.
We'd like to be your complete insurance company. We invite you to visit with your friendly Stonebraker McQuary Insurance agent today to find our more about our comprehensive line of insurance products.
Renters face the same risk as homeowners in cases of disasters striking their dwelling. Your landlord or condo association may have insurance, but this only protects the building, not your things in it. A renters’ insurance policy provides protection for your personal property, such as furniture or electronic equipment in case of fire, theft, smoke, vandalism, windstorms or other catastrophes.
Take inventory
To ensure you are compensated for any belongings you lose, you should inventory all of your personal belongings. Your inventory should list each item, its value and serial number. Photograph or videotape each room, including closets, open drawers, storage buildings and your garage. Keep receipts for major items in a fireproof place.
Liability protection is also standard with most renter’s and condo policies. This means if someone in your unit slips and falls, you’re covered for any costs, up to your liability limit. If this person sues you, you’re covered for what they win in a court judgment as well as your legal expenses, up to your policy’s limit.
For more information on Renters ‘Insurance call your local Stonebraker McQuary Insurance Agency.