Life Changes...So Should Your Policy

As your life changes, your life insurance coverage may need to change as well to adapt to your current needs. Some life changes that may require a policy “tune-up” include:

You recently married or divorced.

You have a new child or grandchild.

Your health or your spouse’s health has deteriorated.

You are providing care or financial assistance to a parent.

Your child or grandchild requires assistance or long-term care.

You recently purchased a new home.

You are planning for the education of a child or grandchild.

You are concerned about retirement income.

You have refinanced your home mortgage in the past six months.

You or your spouse recently received an inheritance.

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Tips for Cycling Safety
Everyone knows the road can be a dangerous place. Be smart and safe by following some basic motorcycle riding safety tips.

Never get on a motorcycle without wearing a helmet and make sure it fits securely and is in compliance with federal safety standards.

Attend a motorcycle rider training course to learn necessary riding skills (this may help lower insurance - ask a Stonebraker McQuary Insurance agent for more information).

Identify and understand the limitations of your motorcycle.

Be respectful of other drivers and avoid weaving through traffic or driving on the shoulder.

Always be visible. Avoid riding in blind spots and always use your headlights.

Follow posted speed limits.

Never tailgate other vehicles.

Use your signals.

For more information on motorcycle riding safety tips, state laws, and course information visit the Motorcycle Safety Foundation: www.msf-usa.org