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Take Action to Lower Your Insurance Costs

The amount you pay for your homeowners’ insurance depends on many factors. Following the suggestions listed below may help you lower your costs.

  • Insure multiple policies with Stonebraker McQuary Insurance. Insuring both your auto and home with us may qualify you for a discount on BOTH policies.

  • Increase your deductible. Deductibles range from $500 to $7,500. By raising the amount you pay out-of-pocket for losses, you can save more on your homeowners’ policy.

  • Improve your home security and you may be able to get discounts. Installing smoke detectors, burglar alarms or dead-bolt locks can save you money.

  • Wedding Insurance 101, what does it cost?
    Though you might not want to think about it, disasters can strike your wedding plans. From a sudden cancellation to stolen gifts to a damaged gown, wedding insurance can help protect against the unforeseen and give you peace of mind on your day.

    Wedding insurance protects a couple’s investment from circumstances beyond their control, and reimburses expenses incurred. For example, what if the groom’s tuxedo is lost in the airport baggage and he has to buy a new one? What if your reception space goes out of business a month before the wedding and you lose your deposit? These are the types of big-day financial losses that wedding insurance can help protect.

    What Does it Cover?

    • Site: Check to see if your ceremony and reception site is already insured. If it’s not, wedding insurance can cover the unavoidable cancellation.

    • Weather: Any weather conditions which prevent the bride, groom or relatives whose presence at the wedding is essential, or the majority of the guests from reaching the wedding. Insurance covers rescheduling the wedding and all the details involved (ceremony, flowers, food...).

    • Sickness or Injury: Wedding insurance may also include sickness or injury to the bride, groom or anyone essential to the wedding.

    • Military or Job: Can cover postponement of the wedding due to getting called to military duty, or if your company suddenly relocates to another city.

    Additional Coverage is available. Make an appointment with a Stonebraker McQuary Insurance agent for options you have with wedding insurance.

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